7 Reasons Why You Should Buy Travel Insurance, Even If It May Not Be Mandatory

international travel insurance

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Life’s unpredictability intensifies in a foreign land among strangers, where travel brings unforeseen detours and vulnerabilities like accidents or theft. Travel insurance is a crucial financial safety net in these unpredictable situations, providing reassurance during exploration uncertainties.

1. Medical Emergency Assistance

A medical emergency while travelling abroad can quickly turn a dream trip into a nightmare. Overseas medical care without local subsidies can be expensive, and medical evacuations escalate costs further. Travel insurance becomes a lifeline by covering network hospital stays and medical expenses, ensuring you don’t have to navigate these challenges alone. Claims are subject to terms and conditions set forth under the travel insurance policy. *

2. Flight Disruptions: Cancellation And Rescheduling

Even the most meticulously planned trips can be derailed by flight cancellations or rescheduling due to strikes, weather, or unforeseen medical emergencies. Without travel insurance, the burden of additional costs, such as flight cancellation fees, falls squarely on the traveller—travel insurance alleviates these expenses, providing a financial safety net for unexpected disruptions. If you travel domestically, you can choose an ideal domestic travel insurance to remain safeguarded. Claims are subject to terms and conditions set forth under the travel insurance policy. *

3. Baggage Woes: Lost Or Stolen Items

Losing luggage or falling victim to theft during travel is not uncommon. Whether it’s a broken phone due to mishandling by airline staff or misplaced passports and cards, the right travel insurance covers these losses. It offers security by compensating for stolen or lost items, ensuring you can enjoy your trip instead of worrying about replacements. Claims are subject to terms and conditions set forth under the travel insurance policy. *

4. Family Protection On The Road

Family vacations often come with increased expenses. Travelling with loved ones may require additional assistance, especially when unforeseen circumstances arise. Family travel insurance, catering to two adults up to 60 years old and dependent children under 21, provides coverage tailored to the unique needs of families, ensuring a smoother and more secure travel experience. Claims are subject to terms and conditions set forth under the travel insurance policy. *

5. Defence Against Liability

Accidents happen, and sometimes, you may find yourself responsible for injury or property damage to others while travelling. In such cases, your international travel insurance can be a valuable asset, covering unforeseen liabilities. Whether you’re at fault or your child causes damage, travel insurance protects against unexpected events that could otherwise result in financial strain. Claims are subject to terms and conditions set forth under the travel insurance policy. *

6. Safeguarding Your Home Away From Home

Specific family travel insurance policies extend coverage to your home while you’re away. Protection against theft or fire is commonly included, offering peace of mind for your property while you explore the world. Some policies even provide additional services, such as lifestyle services, medical concierge services, or vehicle assistance. Claims are subject to terms and conditions set forth under the travel insurance policy. *

7. Stress-Free Travels And Extended Stays

The right travel insurance plan ensures a stress-free journey and safeguards against unforeseen events that may lead to extended stays at your destination. Whether it’s a medical emergency requiring prolonged recovery or other unexpected delays, travel insurance compensates for losses, allowing you to navigate challenges without financial strain. Claims are subject to terms and conditions set forth under the travel insurance policy. *

Travel insurance is an indispensable companion for those who seek to make the most of their journeys, even for occasional travellers. With many online travel insurance plans, comparing options lets you choose the best coverage for a worry-free and fulfilling travel experience.

*Standard T&C Apply

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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